Increasing your credit score

apoint Hypothèque vous donne quelques conseils pour vous aider à améliorer votre cote de crédit.

Let’s face it, your credit rating is a bit like that. Have you been kind to your finances? Or have you done a few little silly things that could affect how lenders perceive you?

What is amortization?

Qu'est-ce que l'amortissement d'une hypothèque?

Aside from being a profitable word in Scrabble, amortization is a rather misunderstood concept.

Why do business with us?

Pourquoi travailler avec un courtier hypothécaire de chez apoint Hypothèque?

The easy answer would be because we are beautiful and strong or beautiful and strong, but there is so much more than that!

Fixed rates and variable rates

Taux fixe ou taux variable? Quelle est la différence?

Honestly, the question of the type of interest rate to take is one of the oldest questions since we can borrow. And each of these rate types has advantages and disadvantages that can influence your final decision.

Fixed rate mortgage loan

Apoint et le prêt hypothécaire à taux fixe

As its name says, the fixed rate mortgage is a mortgage with a fixed interest rate. It does not move, remaining the same throughout the term of the financing. Let’s say your term is 5 years, you will be paying the same monthly amount for your mortgage for 5 years! Ideal for those who like stability!

What is a mortgage broker?

Qu'est-ce que le rôle d'un courtier hypothécaire?

Whether you already own a property or are looking for your dream home or condo, you are going to need a mortgage at some point! It can be intimidating, we know.