MORTGAGE RATES

The best of the low rates!

With an apoint mortgage accomplice, you will be sure to opt for the most on point option for your situation.

MORTGAGE RATES

The best of the low rates!

With an apoint mortgage accomplice, you will be sure to opt for the most on point option for your situation.

Those who claim to have the lowest rate, have NOTHING else to offer ...

While we have the highest rates!

97%

Satisfaction rate

Rate collected from our internal surveys after each appointment with a mortgage broker.

99%

Positive review rate

Rate collected according to the positive opinions of our online customers on the Facebook and Google platforms.

99%

Satisfaction rate

Rate collected from our internal surveys after each transaction with a mortgage broker.

But otherwise, here are our current rates!

Fixed rate
5 years

Freeze your rate for 5 years ensuring stability in your payments.

Actual rates

4.99 %

Variable rate
5 years

The variable rate moves, as its name suggests, based on the Bank of Canada’s key rate.

Actual rates

6.15 %

Fixed rate
3 years

Freeze your rate for 3 years ensuring stability in your payments.

Actual rates

4.99 %

Frequently asked questions

A mortgage interest rate is the interest rate that a bank charges on a mortgage loan. It is expressed as a percentage of the loan amount and determines the amount of interest that the borrower will pay over the term of the loan.

A mortgage broker is a financing specialist, whereas a bank advisor is more of a generalist. The broker does not work for a specific lender and therefore has access to more options and can objectively offer products based on the needs of each client. A bank employee can only offer the products of their employer.

Mortgage interest rates are determined by several factors, such as market conditions, the borrower’s credit score and financial history, the type of mortgage product used, and the bank’s policies and practices.

Obtaining a mortgage is so much more than an interest rate. It is often the largest expense of a lifetime that is usually renewed every 5 years. It is therefore vital to take the time to think, analyze and plan. This exercise allows you to define your needs and put in place the loan that will meet them. This is how you can plan investments, renovations, repayments, financial and budget organization, etc. And it is this personalized strategy that will save you money!

Mortgage interest rates can vary significantly depending on the bank and the type of mortgage product used. Typically, a fixed interest rate may be higher than a variable interest rate initially, but the variable rate can adjust over time and end up being higher in the long term.

First of all, it is not the broker who decides, it is the client who chooses from the options presented by the broker. The broker aims to understand the needs and projects of each client and therefore searches for possibilities for each file. No lender can be excellent in everything, and that is why having several lenders allows for more solutions.

Trouver les meilleurs taux hypothécaires sur le marché.

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complice hypothécaire

Book an appointment online with your mortgage accomplice

Anywhere in Quebec, in a short time, schedule a telephone or videoconference meeting with an apoint expert.

Book an appointment online with your mortgage accomplice

Anywhere in Quebec, in a short time, schedule a telephone or videoconference meeting with an apoint expert.

WHAT OTHERS SAY IN OUR ABSENCE?

Many read satisfaction reviews for an array of online purchases as small as clothing or household items. Take a moment to read our clients’ testimonials for one of the biggest transactions of your life!

⭐️⭐️⭐️⭐️⭐️

 5/5         477 reviews

⭐️⭐️⭐️⭐️⭐️

 5/5         482 reviews

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